Thursday, June 25, 2009

Allstate Insurance



Allstate insurance is an important insurance provider of insurance not only in the state of California but also in other states of the United States. It provides auto insurance besides providing home insurance and life insurance. Allstate Insurance is a unique company in the sense of employee diversity. Minorities make up 30% of their total workforce; even 45% of their managers are minorities and also 30% of their higher ranking officials are too

Allstate Insurance is a leading insurer and it offer competitive rates on various insurance products including auto, property, commercial, recreational vehicles, motor club, long term care, financial and life. Allstate Insurance is issued to applicants’ ages eighteen to forty-nine years old.


Allstate insurance is meeting hard times head on. In one TV spot, featuring the reassuring actor Dennis Haysbert (perhaps best known as President David Palmer on the Fox drama 24), the company reminds viewers that it got its start in 1931, during the Great Depression. Allstate insurance is testing out a new program, called Insight that uses online video game tests to identify safe older drivers. Using simple games that measure brain fitness, the company is hoping that gaming proficiency will indicate aptitude with the same skills in real life.


Allstate Insurance is easily the most prolific advertiser of auto and casualty insurance lines. It runs a series of television commercials starring Dennis Haysbert (of Major League fame) that cleverly portray real life situations, such as rear end auto collisions, and some not so real life situations, like wayward college football fans running their car into a statue of renowned coach Bobby Bowden, to illustrate the need for insurance.


Allstate Insurance is going to buy residents of the South Dakota city a free tank of gas for being the safest drivers in the country. The second annual Allstate America's Best Drivers Report has been released and the residents of Sioux Falls were found to experience a traffic accident once every 13.7 years on average. Allstate Insurance is non-renewing their earthquake coverage at the policy anniversary. Other major carries will likely soon follow this move.


Allstate Insurance is also looking into factors such as education when billing their clients. Allstate insurance is also known for their commitment to diversity and education in their workplace. They have a good ethnic and gender balance, as well as offering educational services and on-site daycare for working mothers and fathers.


Allstate would offer its "good hands" in the way of a low-ball claim and, if the customer did not accept, to get out "boxing gloves." Allstate offers a comprehensive total compensation package. In the ads, Haysbert talks in his deep voice about Allstate offers. In one ad, he explains that "multitasking is great, except when you're driving.” He then says that Allstate recognizes a safe driving record with up to a 20% discount. Allstate also offers retirement and investment products and banking services. If the study shows that it can, the insurance company plans to offer discounts to mature drivers who pass the online tests and the current, single-state pilot would be spread across other states next year. The initial run at the program is taking place in Pennsylvania.


These are a few of the different options that Allstate offers its customers. Allstate even has bundled features as well as information about getting car insurance for many different scenarios. It is based in Northbrook, Illinois, USA, and offers a wide range of protection and savings tools that work together to achieve financial security. The company serves more than 16 million households, and is the largest publicly held property and casualty insurance company in the United States.


Just because it is not a law in your state doesn't mean you shouldn't step up and get the auto insurance coverage you need in case you are involved in a serious accident and need financial assistance.


Gurmit is an insurance and mortgage expert. To get in touch with Gurmit Singh, please visit his website www.gurmitsingh.ca

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